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Can I write my own QDRO or DRO?

We do not recommend it. The true definition of these two documents is a lot more complicated than the definitions recited above. A QDRO must contain certain information which is outlined in the Employee Retirement Income Security Act of 1974, as amended (ERISA) and the Internal Revenue Code (IRC). Plans which require DROs do not fall under the rules a regulations of ERISA, and therefore, must follow a different set of standards.