My Ex and I ended our Marriage this past January. In the divorce agreement, it was stated that we would split the remaining credit card bills until paid. I would make minimum monthly payments to her. Since then, I have been making my payments to her. I have recently discovered that she has left the accounts open and continues to max out the cards. This only forcing me to keep making the same payments without the payments going down due to payoff of the principle balance. Is there something I can do to force the cards to be closed or anything else that I'm not thinking of that might be able to be done?
Agree. But he also needs to call the credit card company. If he is the account owner, he can cancel it. If he is an authorized user, he can remove his name from the account.
I ran a free credit report from all 3 biggies 2 months after my husband asked for the divorce. I got my name removed from all accounts where I was an authorized user on his stuff, and I canceled my accounts where he was an authorized user on mine just to draw the line and make things clear. I want to be tied to this man as little as possible. He is defaulting on car loans, credit cards, installment loans, all sorts of stuff.
You should only be responsible for the amount of when the divorce was finalized. If the card had $5000 on it then and now it has $15k, that other $8k is not yours. That is hers after the fact and now separate.
Who "owns" the cards?
If you need help, please advise. SW Legal Services 623-251-7201 www.swlegalservices.com dawn@swlegalservices.com
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