I am sorry that money is really tight for your family right now. Not exactly what you need with the impending birth of your baby.

Somehow you have to let it all go, for now, so as not to overtax your body with stress during the final couple weeks of your pregnancy. I realize that it is easier said than done, but right now, your only concern needs to be for your and your baby's well being.

I don't have a sense that your husband truly meant the comment he made about supporting 5 children. He is very stressed right now and I have a feeling, once he stops and thinks about what he said, he will be mortified that those words came out of his mouth. Stress can cause people to say and do things they normally wouldn't.

I had read that some banks would be eliminating their line of credits due to the economy. Those that are doing that are not just stopping them for customers who were not repaying the line of credit in a timely fashion, but also doing so for their good customers as well. Money has tightened up thanks to the mortgage meltdown.

It might be worth calling around to your local banks to see if they are all withdrawing equity credit lines. Hopefully you will find at least one if not more than one bank that hasn't eliminated that as a service to their cusotmers.

You shouldn't be cleaning homes at this late stage of your pregnancy. It doesn't mean you are useless. It means you are watching over that precious little one who will be arriving soon. This is how it should be.

You and your family will be in my prayers.

Hugs,
Nish