[quote]Don't want to sound rude and mean but that's what you get when you marry someone who is 22yrs older than you. [/quote]

That's not a fair statement at all. I have much the same problem with my X 5 years later and there is only one year differance. she doesn't act anything like a 39 year old but more like a 14 year old I guess. Spent all day on the phone just tring to collect and straighten out the mess she has created on my accounts.