My husband and I have been "unofficially" separated since Feb 08 and we are getting ready to file our divorce papers. I have since moved out of our home, and I keep hearing about how I should use my own personal bank account now to protect myself and build up my finances for my own expenses now. During my marriage my husband and I kept our own personal bank accounts and we had 1 joint account used for the mortgage, and monthly household bills. I want to start building my own personal savings again now that im on my own, but do I have to worry that my husband can go after the money in my personal accounts that I'm now saving since we are still legally married? I don't even think he would do that since we are trying to get through this amicably but I just want to protect myself. Additionally and unfortunately my mother recently passed away and left me a little bit of money that I would like to put into a CD that I would also like to protect.

Thanks in advance for any advice offered!