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State Support Forums >> Colorado
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lostncolorado
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Reged: 09/11/06
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Insurance for your ex
      #93905 - 03/02/07 06:13 PM (69.19.14.22)
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Can the judge decree that you continue carrying your ex on your company health policy? I really have no problem with that, just that I'm not sure if my employer would be willing to.

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I hope the light at the end of the tunnel isn't a 500 pound gorilla with a flashlight!


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KGrow
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Re: Insurance for your ex [Re: lostncolorado]
      #93939 - 03/02/07 09:05 PM (24.8.144.220)
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An employer or insurance company cannot be compelled to carry a non-family member on an employees insurance policy. A judge may decree it but the decree would not be enforceable.

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gigi
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Re: Insurance for your ex [Re: lostncolorado]
      #93948 - 03/02/07 10:06 PM (68.110.71.127)
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COBRA would allow health insurance to be purchased through the same healthcare company for whatever are the COBRA rates (usually higher than other insurance, I found), but the time for this is limited. I don't remember the length of the limit, but it is between 18 months & 3 years.

The expense of continuing insurance under COBRA is high, so the only real reason a person would want it is if they're not eligible to obtain other insurance through thier own employer or private health insurance... generally, someone with health problems & no employment that wou dhave insurance as a benefit migth want this.

The 18 month (or 3 year) COBRA period would officialy begin on the day teh divorce is final.

The judge can order you to provide insuracne while the divorce is pending, and after it's final, through the end of the COBRA period, but anything beyond that, your insurer can't be forced to provide. If the jduge somehow ordered YOU to provide it without regard to going through your employer/COBRA and without regard to whether your ex is eligible for benefits, it sounds unfair and you need to object/appeal before it becomes set in stone (as teh price to insure an otherwise uninsureable person could be huge, and so allowing a mistake like this to et by without appealing it would be a serious problem once the COBRA eligibility runs out.)


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