Divorce Support Forums: I want out, He doesn't

We met 15 years ago, within months of being married we got evicted from our apartment because he wasn't paying the rent. I was in the military, at the time. He was also going to the Navy Exchange and writing bad checks for which I was counseled for by my CO. I find out he is a habitual liar. After a few bad checks, I cut off the joint accounts forever. Things turn into my bills and his bills. My money and his money. I do my best to protect myself.
Years past by things are going great. I am out of the military and in school. He is working full time and paying the bills.
Now, I am 5 years into my successful career making pretty much all of the money. He works part time. I pay the big bills like mortgage, insurance, cell phones, etc. He is only responsible for the car note, and utilities. A few years back, he also let the car that was in my name get repossed...yes, my credit took the hit.
He gets behind on the electricity and water. I come home things are turned off. I get angry because he did not come to me for the money before things got to this. His response, he didn't want to upset me because he thought he could handle it. I later learn he paid the outstanding balances by pawning my camera, laptop, and lcd tv. Note, he did not pawn his Xbox 360 or games...just my stuff.
This really pisses me off.
I have gone through the past 3 or 4 years of things getting cut off and my stuff getting pawned. He basically refuses to communicate with me. Lately, he has been using my account to cover the bills without my permission and says he accidently did it.
Now, I have had it with him. As days past by, the kids see us arguing (which we try to keep away from them unsuccessfully I might add) and I feel as though what little love left is turning to hate.
I want out of this, he doesn't, he wants to go to counseling. I don't see the point because I don't trust or believe anything that comes out of his mouth. I also worry about keeing my job due to the repossession, it's one of those with clearances. I feel like he is pulling me down and if I don't get out now, I will be left with absolutely nothing.
What do you think?

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