Divorce Support Forums: Preventative Measures

I hope this thread gets added to and stays current.

If you are a man and divorce you are most likely to lose posession/equity in your house to your wife. If you have kids it's almost garunteed, they and the house go with her 92% of the time. Here's how you could avoid it.

Unless she put up half the down payment and makes half the mortgage payments, keep it in your name only!!! Doing anything else is a huge mistake!!!

If necessary tell her that dower rights and common law will garuntee her half or more of the equity anyway. That's true. It's also true that you will only be able to take a loan against the property without her agreement if she is not on the title, and she will not be able to run up debts and expose the house to her creditors. You may need money to fight her or survive and she may cut your access in numerous ways. To name a few.

It's not dissapation if three or more years before you plan to divorce you take out 30 year equity loan against the property to it's full value. If it's already in both names it will be difficult to get her her to sign for a loan unless she thinks it's going to benefit her so intimate she will get the blah blah she's always wanted, pull out money for better quality of life, whatever you have to. Place the funds in an offshore interest bearing account in a country listed by the state department website as not having a uniform family court extradition agreement. You can make payments on the loan with the funds you've sequestered without impacting your paycheck, just make sure never to make a paper trail between that account and your everday life. Cash out of that account and cash in elsewhere. Despite the fact that anything over three years prior isn't considered dissapation it doesn't look good. If the marriage works out you'll have a tidy sum of savings someday, and if divorce happens there will be nothing for her to grab from the house.

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