I dug up the current deed when the house was first purchased.
"Father Buyer, an unmarried man and Son Buyer. A single man. All as joint tenants"
I can't believe I didn't catch this when we sat down and signed the papers with the lender company. Guess it was such a hectic environment and such a large stack of papers. I can look back and see how green I was to this whole home ownership situation.
I sat down and talked with my mother earlier night. I explained to her what the modification of the deed of trust is stating regarding my father and the advice given here. We both agreed it's better to cut our ties with my father and just sell the house and start over on your own.
Despite how much we love the house and neighborhood.
Later tonight I think all of us will sit down and discuss our plans.
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Re: Refiance home loan and modification agreement
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