Thanks for all your replies, I would love to take my CC debt and my wife take hers. the problem with that is, my CC debt is $0, and hers is $20K. I would also like to get another lawyer but if the case makes it to 6/25/06 that make 10 years of marriage and I was told that she could get half of my socail security. I do not think I have time to get a new lawyer and have them complete the case in that time frame. Once again, another decent husband getting screwed by the system.